Direct Private
Lending
Fast and honest private lending for your real estate investments, whether you’re an experienced investor or a first-time borrower.
applying for a private money loan shouldn't be complicated. with carlyle capital, it's not.
Our loan officers can quickly determine the best loan structure for your scenario. We’ll work with you to create a bespoke financing solution that suits your investment needs. Our streamlined loan process can close your loan typically within two weeks. Fast & flexible private lending
We’re a nationwide lender with a local approach. We believe in providing exceptional service and aggressive financing that benefits real estate investors. When you work with Carlyle Capital, you become a part of the family. We understand time is of the essence, and typically issue a letter of intent same day, and work expeditiously to underwrite your file to close within two weeks.
High leverage, Fast closings.
Competitive Rates
We provide you the best rate possible. With 20 years in business, we have the scale to provide competitive rates to allow you to maximize your investment’s return.
Personalized service
Our knowledgeable lending experts help you every step of the way. Offering an efficient and diligent process from beginning to end, keeping you in the loop.
Now…let’s fund your project!
Submit a loan request online and we will provide feedback within a day. Or, for immediate feedback, feel free to call us anytime to discuss your transaction.Lending Across the United States
Click on one of the states below to see complete rates and terms.
Frequently Asked Questions
+ What is a hard money loan?
Hard money loans are a specific type of asset-based loan that is typically secured by real estate. At Carlyle Capital, loans are backed by non-owner occupied residential real estate or commercial real estate.
+ Do you lend on owner-occupied houses?
Carlyle Capital is a commercial lender meaning our loans are used for business purposes, rather than individual or personal interests. We do not provide funding for the purchase of any owner occupied residential properties.
+ Do you lend to foreign investors?
Absolutely! We do provide financing for foreign investors with a green card for our short-term and long-term programs. If the borrower has a thorough US credit profile, the foreign national status may have no affect on leverage and pricing, however, if the history is limited, there typically will be an adjustment to leverage and pricing.
+ How does my credit score affect the approval of my application?
Our loans are asset-based, meaning that we are primarily relying on the real estate collateral as our security for the loan we provide. The borrower’s credit score is taken into consideration when underwriting the loan, and do typically require a credit score of 600 or higher for our bridge programs, and 650 or higher for or long term loan programs. If you don’t have a credit score that meets our guidelines, then you will have to partner with someone and they will have to be included on loan to qualify.
+ Is an appraisal always required to fund a loan?
Yes. An appraisal is required for all loans to allow us to fully understand the collateral which we are providing a loan against. We leverage various Appraisal Company’s to ensure we get the best appraiser assigned to each specific property’s needs.
+ What States do you lend in?
Carlyle Capital is able to lend to most states in the U.S. with the exception of Alaska, North Dakota, South Dakota, Vermont, and West Virginia.
+ Do you pay broker/referral fees?
Carlyle Capital will gladly compensate you for a referral that results in a closed loan. Broker fees are paid at closing.
Invest Intelligently. @carlylecapital
3 Park Plaza, Suite 780, Irvine, CA 92614
