Residential Construction Loans
Ground up residential construction financing with attractive leverage and pricing for experienced developers.
Fund your New Construction Project with Carlyle Capital.
Low rates, high leverage.
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Program Overview
| Purchase | Refinance | |
|---|---|---|
| Eligible Properties | SFR, Townhome Must have in place entitlements, approved plans, and permits | |
| Loan Amount | $200K-$3M Higher Amounts by Exception | |
| Terms | 18 Months Extensions available | |
| Expert Borrower (10+ experience) |
9.99%+ 90% Total LTC (75% LTV + 100% LTC Construction) 75% ARV | 9.99%+ 85% Total LTC (75% LTV + 100% LTC Construction) 75% ARV |
| Strong Borrower (7-9 experience) |
9.99%+ 85% Total LTC (75% LTV + 100% LTC Construction) 70% ARV | 9.99%+ 85% Total LTC (60% LTV + 100% LTC Construction) 70% ARV |
| Some Experience (1-6 experience) |
10.25%+ 80% Total LTC (70% LTV + 100% LTC Construction) 65% ARV |
10.25%+ 80% Total LTC (60% LTV + 100% LTC Construction) 65% ARV |
| Interest Reserves | 3-6 Months | 6+ Months | Minimum FICO | 680+ Mid Score |
| Foreign Nationals | Not Eligible | |