Financing that goes the distance.
Our commitment to investors and brokers is: lower rates, greater flexibility, and faster closings.
General Guidelines
Long Term | Bridge | Value-Add | |
---|---|---|---|
Eligible Properties | Residential 1-4 Residential 5+ Commercial |
Residential 1-4 Residential 5+ Commercial |
Residential 1-4 Residential 5+ |
Loan Maximum | Residential $3M per property Multifamily $20M+ Commercial $5M |
$12.5M+ | $12.5M+ |
Terms | Up to 30 Years | 12 Months extensions Available |
12-18 Months extensions Available |
Rate | 5.99%+ Residential 5.99%+ Multifamily 9.49%+ Commercial |
8.49%+ Residential 8.99%+ Multifamily 8.99%+ Commercial |
8.49%+ Residential 8.99%+ Multifamily |
Maximum LTV | 80% Residential 75% Multifamily 70% Commercial DSCR 1.10X-1.25+ Required |
90% Residential 80% Multifamily 70% Commercial |
90%+100% Residential 75% ARV Max 75%+100% Multifamily 65% ARV Max |
Minimum FICO | 650 | 600 | 600 |
When you partner with us, we will simplify the process and provide guidance along the way for efficient closings.
A Fluid Approach
Here’s how we work in 4 easy steps…